Monthly Budget Starter

One page that shows where your money goes — and checks it against the 50/30/20 rule.

Features

• Planned vs. actual columns for your income and 19 spending lines
• Every line tagged Needs, Wants or Savings & Debt, with automatic totals and percentages
• Built-in 50/30/20 check with a clear status — On track, Over target or Below target — plus a chart
• 'Money left over' lines for both your plan and your actual month, and two blank rows for your own categories

How to use it

1. Type the month at the top of the Budget tab
2. Enter planned income and spending, then fill in actuals as the month goes
3. Check what's left and the 50/30/20 status; copy the tab at month end for a fresh month

Format: Excel (.xlsx — also opens in Google Sheets) + printable PDF

Read the guide: the 50/30/20 budget rule