Annual Budget Planner

Free download

Your whole money year on one page — the expensive seasons visible before they arrive.

Features

All 12 months side by side: income, 16 spending categories and 3 savings lines
Year total and monthly average for every row, worked out automatically
A bottom line for every month: what's left over, and your savings rate as a percentage
Seasonal sample data included (watch utilities and gifts move across the year) — replace it with your own

Work across the Annual Budget tab month by month, starting with take-home income
Fill in what you spent in each category — your bank app has the real numbers
Fill in what you actually saved; the bottom line updates itself
At year end, the Year total and Monthly average columns are next year's budget, half written

Format: Excel (.xlsx — also opens in Google Sheets) + printable PDF

New to structuring a budget? Start with the 50/30/20 budget rule, and plan a single month in detail with the Monthly Budget Starter in this library.

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