Biweekly Paycheck Budget Planner

Every paycheck gets a plan — bills, savings and spending money — and the two extra checks get a job.

Features

• All 26 biweekly paychecks generated from your first payday — change one date and the whole year re-dates
• A bills / savings / left-to-spend split for every paycheck, with a running savings balance
• An annual calendar by month: paychecks, take-home pay, bills and savings, with 3-paycheck months flagged
• A plan-it-first worksheet for the two 'extra' paychecks most biweekly workers get each year
• Year totals for pay, bills and savings, updated as you type

How to use it

1. Enter your take-home pay per paycheck and your first payday on the Paycheck Planner tab
2. Work down the 26 rows: type the bills due in each pay period and what you'll save from that check
3. Check the Annual Calendar tab to spot your two 3-paycheck months
4. Use the 3-Paycheck Months tab to decide where each extra check goes — before payday

Format: Excel (.xlsx — also opens in Google Sheets) + printable PDF

For the full method, read how to budget when you get paid every two weeks, and check your take-home figure in the free paycheck calculator.