SBA 504 Project Cost Worksheet
Free downloadSee your real three-way split and both payments on one page, before you talk to a lender.
Features
- Project cost build-up: building, renovations, equipment and other eligible costs, totalled automatically
- The official three-way split — bank 50%, CDC 40/35/30%, you 10/15/20% — chosen by your situation
- A debenture cap check against $5 million (or $5.5 million for manufacturers and energy projects), with any over-cap amount shown
- Estimated CDC payment (fixed rate, 10, 20 or 25 years) and estimated bank payment, plus the combined monthly total
- Every rate and payment clearly labelled an estimate — 504 debenture rates are only set when your loan funds
How to use it
- Enter your project costs on the Worksheet tab (a $1,000,000 sample project is included)
- Enter your borrower contribution: 10, 15 or 20, depending on your property and business age
- Answer the manufacturing/energy question to set the right debenture cap, and read your split
- Add planning rates and the CDC term to see both estimated payments and the combined monthly figure
Format: Excel (.xlsx — also opens in Google Sheets) + printable PDF
For the loan schedules behind these estimates, see the SBA 504 loan amortization schedule & calculator, and prepare your paperwork with the SBA Loan Application Checklist.